Personal & shared finance, inside WhatsApp
Track your family's money with voice notes, receipts and plain text
Vela Finance listens on WhatsApp, understands what you spent in your own words, and keeps a shared multi-currency ledger for everyone in your household. No new app, no spreadsheets.
- No app to install
- English · Português · Español
- 150+ currencies
See it in action
- 0:06Voice message — 0:06“Just paid forty-five euros for dinner at the Italian place, put it on the card.”
- 🍽️ Dinner at the Italian place
−€45.00 · Dining
💼 Card: €1,204.50 - how much did we spend this month?
- 📊 This month — by category
🍽️ Dining €312.40
🚕 Transport €148.90
🛒 Groceries €421.15
Expenses €882.45 · Income €2,400.00 · Net €1,517.55
Everything a shared wallet needs
Built for households that earn, spend and travel in more than one currency.
Multi-currency by default
Record in any currency and see totals in your base currency, converted with daily European Central Bank rates.
Shared households
Invite family by phone number. Owner, admin, member and viewer roles decide who can record and who can only read.
Receipt scanning
Photograph a receipt and the total, merchant and category are read from the image and filed for you.
Voice notes
Talk the way you normally would. Voice messages are transcribed and turned into a ledger entry.
Speaks your language
English, Portuguese and Spanish — detected automatically, with replies in the same language.
Export anytime
Ask for a CSV or spreadsheet of any period and take your data with you. It is yours.
Privacy and security
Financial data deserves more care than a chat log. Here is how we treat yours.
Encrypted end to end in transit
Messages travel over WhatsApp's encrypted transport, and everything we store is encrypted at rest.
Official WhatsApp Business API
We use Meta's official Cloud API — no unofficial clients, no scraping, no risk of your number being banned.
You stay in control
Export or delete your workspace whenever you want. We never sell your data or use it for advertising.
Frequently asked questions
- Do I need to install anything?
- No. Vela Finance is a WhatsApp contact. Send it a message and you are set up.
- Can my partner and I share one wallet?
- Yes. Invite them by phone number and every entry is attributed to whoever recorded it, in one shared ledger.
- What happens if I speak a different language?
- Vela Finance detects English, Portuguese and Spanish automatically and answers in the language you wrote in.
- How are foreign-currency purchases handled?
- They are stored in the original currency and converted to your base currency using the published rate for that day.
- Can I get my data out?
- Always. Ask for an export of any period and you will get a file you can open in Excel, Numbers or Sheets.
Your family finances, one message away.
Start on WhatsApp